Risk Tolerance  
Aiming for high investment returns generally means accepting a higher level of investment risk. That is, investment vehicles that have the potential to provide high returns typically have increased volatility. This calculator is designed to help you clarify your comfort level with investment risk.
     

1. If one of your investments lost 25 percent of its value in a short
period of time, how would you react?

Hold steady
Buy more at the lower price
Sell out of the position, cutting further losses

2. With which of the following investments do you feel most comfortable?

High-grade corporate bond
Certificate of deposit
Growth stock

3. Of the following stocks, which do you feel would best suit your needs?

An aggressive small-company stock that pays no dividends but offers great potential for long-term growth
A conservative utility stock that pays high dividends but offers little chance for long-term growth
A "blue chip" stock that offers the potential for modest dividends and growth

4. What have you traditionally considered most important for your
investments?

Maximum growth
Conservative growth
Safety

5. Which would make you happier?

Avoiding an investment that would have resulted in a large loss
Picking an investment that results in a large gain
No preference

6. How would you advise a recent college graduate regarding his/her first paycheck?

Start investing right away
Use the money to make sure you have adequate insurance
Use the money for household expenditures

7. In his poem "If," Rudyard Kipling wrote, "If you can make one heap of all your winnings, and risk it on one turn of pitch-and-toss, and lose, and start again at your beginnings and never breathe a word about your loss......you'll be a man my son."
Do you agree with this sentiment?

Agree
Neither agree nor disagree
Disagree

8. What is your feeling about insurance (life, health, disability income, homeowners, etc.)?

Insurance is the foundation of a sound financial strategy
Most of the time insurance is a necessary expense
Who needs insurance?

9. If an eccentric millionaire offered you your choice of the following, which would you choose?

A guaranteed $10,000
A 90 percent chance of receiving $20,000
A 50 percent chance of receiving $50,000

10. Which of the following best represents your philosophy about life?

Nothing ventured, nothing gained
Everything in moderation
Slow and steady wins the race

 
   
   
Capstone Financial Group LLC
2200 Riverchase Center, Suite-608 • Birmingham, AL • 35244
Phone: (866) 747-3223
(205) 444-5577		 • Fax: (877) 414-3971
• info@thecapstoneway.com

H. Douglas Ingram is licensed in AL, FL, GA, IL, IN, MA, MO, MS, TN, and TX to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL, CA, FL, GA, IL, IN, KS, MI, MO, MS, NC, OH, TN, TX, VA, and WI and adviser registered in AL.  Joe Thomas is licensed in AL, FL, GA, MS, TN, UT, and WI to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL, GA, and MS.  Wayne Bosch is licensed in AL to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Doug, Joe, and Wayne may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state by Doug, Joe or Wayne that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he may represent, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company, and the companies available through the Preferred Product Network, Inc.  Securities and advisory products offered through Princor Financial Services Corporation, 800/247-1737, member SIPC.  Principal National, Principal Life, the Preferred Product Network, and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392.  Doug Ingram, Principal National and Principal Life Financial Representative, Princor Registered Representative, Financial Advisor.  Joe Thomas and Wayne Bosch, Principal National and Principal Life Financial Representatives, Princor Registered Representatives.  Capstone Financial Group, LLC is not an affiliate of any company of the Principal Financial Group®.

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