College Funding  
Saving enough for their children’s education is a major financial concern for many parents. With the current cost of a four-year college education reaching six figures in some instances, your child’s college education may cost more than you expect. This calculator is designed to help you estimate the cost of your child’s education, based on the variables you input.
     


What is your child's name? (Calculate the costs for one child at a time.)

How many years until your child enters college?

For how many years will your child be attending college? (It may be more than four years in some cases.)

What is the annual cost of the college he/she will be attending? (Include tuition, fees, room and board, books, etc., using today’s prices.)

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What rate of inflation do you expect for college costs? (College inflation has continued to outpace the general inflation rate. For the past 10 years, the average college inflation rate at a public four-year college has been more than 5 percent. Recent years have shown an increase in college inflation.)

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How much money do you presently have saved for your child’s college expenses? (Include funds that are in your name and your child’s name that have been set aside for college.)

$

What after-tax return do you expect on your investments (0 to 10 percent)? (Remember, the age of your child may influence how you invest and the potential return you may be able to achieve.)

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Capstone Financial Group LLC
2200 Riverchase Center, Suite-608 Birmingham, AL 35244
Phone: (866) 747-3223
(205) 444-5577
Fax: (877) 414-3971
info@thecapstoneway.com

H. Douglas Ingram is licensed in AL, FL, GA, IL, IN, MA, MO, MS, TN, and TX to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL, CA, FL, GA, IL, IN, KS, MI, MO, MS, NC, OH, TN, TX, VA, and WI and adviser registered in AL.  Joe Thomas is licensed in AL, FL, GA, MS, TN, UT, and WI to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL, GA, and MS.  Wayne Bosch is licensed in AL to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Doug, Joe, and Wayne may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state by Doug, Joe or Wayne that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he may represent, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company, and the companies available through the Preferred Product Network, Inc.  Securities and advisory products offered through Princor Financial Services Corporation, 800/247-1737, member SIPC.  Principal National, Principal Life, the Preferred Product Network, and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392.  Doug Ingram, Principal National and Principal Life Financial Representative, Princor Registered Representative, Financial Advisor.  Joe Thomas and Wayne Bosch, Principal National and Principal Life Financial Representatives, Princor Registered Representatives.  Capstone Financial Group, LLC is not an affiliate of any company of the Principal Financial Group®.

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